It’s the most wonderful time of the year…
July 27, 2008

For the past few years, a large office supply store has run a TV ad showing a dad and his kids shopping for back to school supplies. The dad is happy, pushing the shopping cart and the kids are moping as they walk behind him. The song that plays in the background is a Christmas carol, “It’s the Most Wonderful Time of the Year”. This commercial shows exactly how children and their parents feel about going back to school. For some, back to school is in August, and some September. My children attend a school that gets out a few weeks earlier than others and goes back a few weeks later. Summer has been going on for so long for us it starts to loose it’s fun.
It can be exhausting as the parent to try and keep your kids summer fun. If you work, you have to juggle your schedule to make sure your children are cared for. The costs for camps and day care add up quickly. If you stay home with your kids, they seem to argue with each other more and complain. Summer is supposed to be fun times for us. We think back to when we were kids and the fun we had. But as adults, reality sets in and life gets in the way of all that fun.
It is important to try and enjoy this time with your family before we go back to our school schedules. Being organized and prepared for the day will allow us to enjoy as much of the day as we can. As a business owner and a mother, I know it can be hard to find that extra time in the day. I think our bodies need to take the down time that summer days offer. If it is a late afternoon night at the pool with the family or a bike ride to the park for a picnic dinner. These smaller efforts don’t have to require all day effort, but will still be a change from the usual and give your kids the fun summer memories they deserve.
It is funny how we look forward to summer. We can’t wait to go on vacations, spend time in the sun, and enjoy the activities that only can take place in the summer. We need to remember that f
eeling and help our kids enjoy this time as well. It will change before we know it. We are excited to get back to the routine school offers, but soon enough we will be wishing for the relaxed summer schedule again!
Are you prepared?
July 14, 2008
Have you suddenly lost a loved one, so unexpected you can’t believe it is true? You look around as if they will walk up to you and tell you it has all been a bad dream. When you loose someone so suddenly, you realize how much you need to do in case this ever happens to you. Sudden loss gives you a reality check of what it is you want out of your life. It also give you the wake up call to make sure your affairs are in order. I have seen the devastation of a family who’s mother suddenly passed away. This mother was my step sister. She had a will, but not executed in the state she was living in. She had meant to get around to updating it for the current state she lived in, but like most of us thought she had plenty of time to get it done. The family is going through her papers trying to make sure everything is handled appropriately, but it is time consuming not having everything in order. She would never have wanted to leave this work to the family, but never thought it would happen to her.
We are so busy in our every day lives that the thought of any deaths or disasters are so far out of mind. This is the way we should live. We should be living for today, not in a state of worry about what ifs! The only way we can truly live is to know we are prepared. The Boy Scout motto “Be Prepared” takes on new meaning in the wake of recent natural disasters. Between Katrina and other major hurricanes, floods, fires, and earthquakes, you hear of so many situations of families who were not prepared for such devastation. Preparation will make situations like these more manageable, but what do you need to do to be prepared?
After a disaster, the media will show so many stories of people having trouble with insurance companies. The insurance companies must protect themselves from fraud, so they require so much documentation to take your claim. The best way to protect and cover yourself is to do your part and have a home inventory. If you have done a thorough home inventory you will be able to make a claim easily. There are many ways to produce a home inventory. First, before doing any work for an inventory, check with your insurance company to find out what they require. It is always better to be over prepared than under, but each company is a little different with what they will accept for a claim. Pictures and videos are the best way to prove the condition of what you have and also that you actually own it! One product on the market I have found to produce your home inventory is Anywhere Vault. I am impressed with their easy to use program to help you get your inventory done as quickly as possible. The program walks you through the steps to produce a very thorough inventory. Not only will you have your inventory sealed in an on-line “vault” you will be able to have a hard copy to keep on hand. For more information, check out their site.
Another way to be prepared is to have your will, trusts and health directives up-to-date to ensure all your desires are met. No one wants to plan for their death, but it is so important for those you leave behind. No matter what religion you follow, we have no way of knowing when our time here is over. As matter of fact that may be, you need to make sure you have made the easiest transition for your loved ones. Talk to your accountant and lawyer to make sure you have everything in order. Check with them to see how often you should update your documents. So often people have done these documents, but have failed to update them. This makes a very difficult time for those you leave behind. Be proactive to stay prepared!
Having all your important documents in a safe place that is ready to grab and go is important in the event of a disaster, natural or accidental. Fire proof safes are a great way to keep your documents good condition in the case of a disaster that you are not home for. If your home were to catch on fire and you are not home, you can feel confident that your documents will still be intact when you need them. There is a wonderful product on the market that is recommended by the American Red Cross called Portavault. It is a binder that helps you gather the important documents you need for any disaster, injury or death. There are other products on the market, but this product is well planned out including a canvas case that is water-resistant. Documents that should be kept in this or any ready-to-go case are:
- Emergency plan
- Family communication plan

- Health history
- Emergency contacts
- Household inventory, including valuables and collectibles
- Financial Data, including tax returns, bank account information, stock information, and credit card information
- Home ownership information
- Car information
- Insurance information
- Wills, trusts, health directives
- Children’s up to date photo and fingerprints
Schedule time to put these documents together. You don’t want to be caught without this done.
After you have put your documents together and have all your documents up-to-date, you will need to have your emergency kits put together for the home and your car. These should include a first aid kit, water, and food. You can find many companies that have these kits for sale on-line. I highly recommend looking into what you need for the size of your family. If you have pets, make sure you research what you need to keep them safe. Also, put together a family plan on what will happen if there is an emergency. You will give your children peace of mind knowing what to expect when something happens.
Preparation for the unexpected is hard work. But once you have done this, you will have peace of mind. You can relax knowing you and your family will be taken care of should anything bad happen. Here’s to getting this done, and hoping none reading this will ever need to use the things they have prepared!
What happened to my house?
July 7, 2008
The last day of school is what kids look forward to as early as the first day of school. Summer is a time for relaxed schedules, fun and sun. No homework, no tests, no teachers. Summer is a great time for parents to have relaxed schedules as well. Vacations, holidays (Memorial Day, Fourth of July, Labor Day), and beach/pool days make for a great family memories. But to be able to really enjoy yourself, your family, and your friends the house seems to fall to the wayside! You might look around and think “what happened to my house?”When we are in the school year it is easier to plan and schedule our days. Also, the kids are not home for most of the day! I am amazed at how fast a room full of boys can eat your weeks worth of groceries and make a clean room look like a tornado blew threw it. As fast as the kids come in, they are right back out the door to play, and behind them is a path of destruction. As parents, shuttling our kids to the next great activity seems to keep us so busy we barely have time to do our normal house keeping routine. How can you get the floor mopped when you are shaking sand out of towels and hosing off sand toys? Our schedules seem to be more hectic just to have a “relaxing” summer.
Holding our children accountable is the first step in controlling the tornado path. Set limits, rules and mini schedules to keep things under control. Hold your children responsible for cleaning up after themselves. Because your kids are home more, this is a wonderful opportunity to teach them how to laundry, dishes, and other chores if they aren’t doing them yet. Yes, it is easier and faster to do it yourself (who wants to nag their children), but what does that show your children? I myself would love to have a cook, a maid and a butler, but the budget just doesn’t allow it. So why should my children have them for free, all rolled into one, that they like to call “mom”!
Next, put your chore schedule on a summer break. If you have had time in the past to do laundry every day, but you are finding that in the summer you are falling behind, re-evaluate when would be a better time to do it. Maybe this means doing laundry three days a week. Make sure your family is involved in chores. I always tell the family we are a team and there is no “i” in team!
Plan ahead for your week of activities. If going on vacation or just a busy week of activities prepare for these activities as early as you can. Make lists for all the items you will need for each day. This includes keeping up the laundry, the grocery shopping and errands so you will have what you need for your activities. Set all the items you will need out the night before so you will save time in the morning (especially if you have children sleeping in). Of course it goes without saying, you need to make sure the whole family is involved. Have the kids make lists, set out their clothes, pack lunches, and help around the house. I let my kids know that if they want to do all the fun activities, they need to help me get my work done! How can I alone do the laundry, cook, clean, chauffeur and still sleep? I can’t go without sleep – a scary mom takes over my body and I am no fun to be around!
Keeping on top of the chores and errands will help you enjoy the long, lazy days of summer. Having the family involved will make them more enjoyable! If you have any great summer ideas to keep your family involved, I would love to hear from you! Happy summer!

